MyFutureFund Employer File

ONE MISSED FIFTH DAY, ONE FIXED PENALTY NOTICE

Since 1 January 2026, every payday has carried a second deadline. NAERSA sends the AEPN, payroll takes 1.5 percent from your employee and 1.5 percent from you, and both amounts have to reach NAERSA by midnight on the fifth working day after payday. Pay late and it is an offence: fixed payment notices run from EUR 250 up to EUR 5,000 depending on what is unpaid, interest runs at 0.0274 percent a day, and NAERSA can demand the missed contributions back on top.

The portal shows what NAERSA received. Your payroll shows what you deducted. What neither one gives you is your own proof: which AEPN you applied for which employee, when you told each employee they were enrolled, and the receipt for every payment checked against its fifth-day deadline.

What the file holds

An AEPN register for every employee
A notification log with dates, so you can prove when each employee was told
A payment tracker that works out each fifth-working-day deadline and checks the receipt against it
Opt-out windows for months 7 and 8
One page holding your existing-pension exemption evidence

One file, in Excel or Google Sheets, that sits beside your payroll.

Every AEPN acted on, every employee notified, every MyFutureFund payment receipt-checked by its fifth-day deadline, in one employer file.

EUR 39, one payment. No monthly fee.

Not on sale yet. We are finishing the file now and opening a first release list. Register your interest and we will email you when it is ready.

An independent record-keeping aid. Not affiliated with NAERSA or the Department of Social Protection. Not pension, tax, or legal advice.